100 thành phố bạo lực hàng đầu ở Mỹ năm 2022
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Trong bảng xếp hạng mới được công bố, Brazil có 17 thành phố, Mexico có 12, Venezuela có 5, Colombia có 3, Honduras có 2 và El Salvador, Guatemala, Jamaica đều có 1 thành phố. Theo Business Insider, buôn bán ma túy và tội phạm có tổ chức là những nguyên nhân chính dẫn tới tình trạng bạo lực tràn lan tại khu vực Mỹ La-tinh. Ngoài ra, bất ổn chính trị, nghèo đói, điều kiện kinh tế kém, tham nhũng,... cũng là những nguyên nhân khiến các thành phố được nêu trong danh sách của Hội đồng Công dân trở thành "ổ bạo lực". Tuy nhiên, cần lưu ý rằng, những thành phố được kể tên dưới đây đều có dân số hơn 300.000 người, không tính những nơi nằm trong khu vực chiến sự hoặc những thành phố không thể thu thập được số liệu. Do đó, một số thành phố nguy hiểm nổi tiếng sẽ không xuất hiện trong danh sách.  Hạng 50: Thành phố Cucuta (Colombia) - Tỷ lệ: cứ 100.000 dân cư thì lại có 34,78 vụ giết người Hạng 49: Thành phố Vitoria (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 36,07 vụ giết người Hạng 48: Thành phố Teresina (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 37,05 vụ giết người Hạng 47: Thành phố Campina Grande (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 37,29 vụ giết người Hạng 46: Thành phố Vịnh Nelson Mandela (Nam Phi) - Tỷ lệ: cứ 100.000 dân cư thì lại có 37,53 vụ giết người Hạng 45: Thành phố Campos dos Goytacazes (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 37,53 vụ giết người Hạng 44: Thành phố Durban (Nam Phi) - Tỷ lệ: cứ 100.000 dân cư thì lại có 38,12 vụ giết người Hạng 43: Thành phố Mazatlan (Mexico) - Tỷ lệ: cứ 100.000 dân cư thì lại có 39,32 vụ giết người Hạng 42: Thành phố Detroit (Mỹ) - Tỷ lệ: cứ 100.000 dân cư thì lại có 39,69 vụ giết người Hạng 41: Thành phố New Orleans (Mỹ) - Tỷ lệ: cứ 100.000 dân cư thì lại có 40,10 vụ giết người Hạng 40: Thành phố Macapa (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 40,24 vụ giết người Hạng 39: Thành phố Porto Alegre (Brazil) - Tỷ lệ: cứ 100.000 dân cư thì lại có 40,96 vụ giết người Hạng 38: Thành phố Reynosa (Mexico) - Tỷ lệ: cứ 100.000 dân cư thì lại có 41,95 vụ giết người Hạng 37: Thành phố Palmira (Colombia) - Tỷ lệ: cứ 100.000 dân cư thì lại có 46,65 vụ giết người Hạng 36: Thành phố Tepic (Mexico) - Tỷ lệ: cứ 100.000 dân cư thì lại có 47,09 vụ giết người ----------------------------------------------- Mời quý vị đón đọc phần tiếp theo Top 50 thành phố bạo lực nhất thế giới vào 16h ngày 9.3.2018.
One of the biggest indicators of how much a policyholder needs to pay for insurance – in particular home and auto coverage – is their ZIP code as insurance companies often use a person’s address to determine the types of risks they are exposed to. Certain parts of the US, for instance, are prone to extreme weather and natural calamities. These factors can cause premium prices to shoot up. But what can make insurance rates more costly is the level of crime surrounding a location. According to the New York-based Kneller Insurance Agency, insurers typically use a person’s address to gather crime reports from local law enforcement to be able to assess the risks. “Areas that experience a high volume of break-ins and vandalism also raise claims and rates,” the firm wrote in a blog on its website. “Since insurers operate in risk, they see high crime rates as more of a chance that you will file a claim for vandalism or theft. As a result, the premium increases to account for this higher level of risk.” Insurtech CoverHound, meanwhile, explained that policyholders do not need to experience a crime for their premiums to rise. “Even if you are not a victim of crime yourself, your rates may increase,” the firm noted. “That’s because insurance companies offer rates based on collective risk, and if you live in a bad neighborhood, then your neighbors could file more claims, which will impact your rates.” Read more: "Unprecedented" rise in auto thefts – insurance crime bureau issues warning Violent crimes on the riseA recent analysis of crime trends by the Council on Criminal Justice (CCJ) revealed that reports of violent crimes have been rising in the country’s major cities. Data gathered by the group has shown a rising number of homicides in the past few years, with 2021 figures ticking up 5% from 2020 but jumping 44% from 2019. According to the study, the increase was primarily due to “pandemic pressures and change in policing tactics.” Murder rates, meanwhile, have declined significantly since the 1990s, with CCJ’s research recording just almost half the volume of incidents compared to 29 years ago. In 2021, the rate was 15 deaths per 100,000 residents, down from 28 per 100,000 in 1993. Richard Rosenfeld, criminologist at the University of Missouri-St. Louis and author of the study, noted that the reasons for increases, particularly in the number of homicides, vary from year to year. In 2020, for example, incidents rose following the killing of George Floyd, which sparked calls for racial justice and police reform, and caused unrest in cities across the country. “The social unrest after the George Floyd killing in Minneapolis very likely played a role in [increased homicides], but differences across cities in 2021 suggests that local factors are now becoming more important,” Rosenfeld told CBS News in an interview. Read more: Sharp jump in violence could make this product the industry’s “next cyber” Top 10 safest cities in the US in 2022To identify the safest cities across America, fintech firm SmartAsset analyzed data from 200 of the country’s largest cities using five metrics – violent and property crime rates, vehicular and drug poisoning mortality rates, and the percentage of the population engaging in excessive drinking. To work out the average annual home premiums in each area, meanwhile, Insurance Business used Insurance.com’s home insurance calculator. The figures below are for a $200,000 dwelling with a $1,000 deductible and $100,000 liability coverage. For auto insurance rates, we referred to The Zebra’s car insurance calculator. Coverage is for a 40-year-old homeowner with a fully paid 2020 model vehicle who currently has an existing plan. Here are the cities that made it to the top 10 of SmartAsset’s list. 1. Frisco, TexasViolent crime rate: 86 per 100,000 residents Property crime rate: 972 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 100 Average annual home insurance rate: $2,980 Average annual auto insurance rate: $1,464 to $1,788 2. McKinney, TexasViolent crime rate: 134 per 100,000 residents Property crime rate: 936 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 98.63 Average annual home insurance rate: $3,080 Average annual auto insurance rate: $1,500 to $1,836 3. Santa Clarita, CaliforniaViolent crime rate: 131 per 100,000 residents Property crime rate: 907 per 100,000 residents Vehicular mortality rate: 8 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 98.13 Average annual home insurance rate: $886 Average annual auto insurance rate: $1,416 to $1,740 4. Sunnyvale, CaliforniaViolent crime rate: 149 per 100,000 residents Property crime rate: 2,062 per 100,000 residents Vehicular mortality rate: 6.5 per 100,000 residents Drug poisoning mortality rate: 9.4 per 100,000 residents % of population engaging in excessive drinking: 16.92% Safety index: 97.63 Average annual home insurance rate: $634 Average annual auto insurance rate: $1,368 to $1,668 5. Glendale, CaliforniaViolent crime rate: 103 per 100,000 residents Property crime rate: 1,597 per 100,000 residents Vehicular mortality rate: 8 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 95.26 Average annual home insurance rate: $809 Average annual auto insurance rate: $1,860 to $2,268 Read more: Where is your client’s car most likely to be stolen? 6. McAllen, TexasViolent crime rate: 85 per 100,000 residents Property crime rate: 1,931 per 100,000 residents Vehicular mortality rate: 10.2 per 100,000 residents Drug poisoning mortality rate: 3.8 per 100,000 residents % of population engaging in excessive drinking: 14.65% Safety index: 94.13 Average annual home insurance rate: $3,146 Average annual auto insurance rate: $1,200 to $1,476 =7. Cary, North CarolinaViolent crime rate: 66 per 100,000 residents Property crime rate: 946 per 100,000 residents Vehicular mortality rate: 7.3 per 100,000 residents Drug poisoning mortality rate: 12.4 per 100,000 residents % of population engaging in excessive drinking: 18.31% Safety index: 93.88 Average annual home insurance rate: $1,106 Average annual auto insurance rate: $1,356 to $1,656 =7. Santa Clara, CaliforniaViolent crime rate: 156 per 100,000 residents Property crime rate: 2,501 per 100,000 residents Vehicular mortality rate: 6.5 per 100,000 residents Drug poisoning mortality rate: 9.4 per 100,000 residents % of population engaging in excessive drinking: 16.92% Safety index: 93.88 Average annual home insurance rate: $628 Average annual auto insurance rate: $1,320 to $1,608 9. Plano, TexasViolent crime rate: 155 per 100,000 residents Property crime rate: 1,645 per 100,000 residents Vehicular mortality rate: 6.3 per 100,000 residents Drug poisoning mortality rate: 7.3 per 100,000 residents % of population engaging in excessive drinking: 18.66% Safety index: 93.63 Average annual home insurance rate: $3,043 Average annual auto insurance rate: $1,464 to $1,788 10. Torrance, CaliforniaViolent crime rate: 191 per 100,000 residents Property crime rate: 2,046 per 100,000 residents Vehicular mortality rate: 8.0 per 100,000 residents Drug poisoning mortality rate: 10.5 per 100,000 residents % of population engaging in excessive drinking: 17.81% Safety index: 88.26 Average annual home insurance rate: $722 Average annual auto insurance rate: $1,344 to $1,644 Top 10 most dangerous cities in the US in 2022A separate study by analytics firm NeighborhoodScout, meanwhile, revealed the most dangerous cities in America based on raw crime data it compiled from all 18,000 law enforcement agencies across the country. The company ranked each city according to violent crime rates and the likelihood of a person becoming a victim. These are the ones that came out on top. 1. Monroe, LouisianaViolent crime rate: 29.4 per 1,000 residents Chance of being a victim: 1 in 34 Average annual home insurance rate: $2,166 Average annual auto insurance rate: $2,280 to $2,784 2. Memphis, TennesseeViolent crime rate: 24.2 per 1,000 residents Chance of being a victim: 1 in 41 Average annual home insurance rate: $2,615 Average annual auto insurance rate: $4,296 to $5,256 3. Saginaw, MichiganViolent crime rate: 23.8 per 1,000 residents Chance of being a victim: 1 in 42 Average annual home insurance rate: $1,964 Average annual auto insurance rate: $2,196 to $2,688 4. Detroit, MichiganViolent crime rate: 22.6 per 1,000 residents Chance of being a victim: 1 in 44 Average annual home insurance rate: $2,720 Average annual auto insurance rate: $3,312 to $4,044 5. St. Louis, MissouriViolent crime rate: 20 per 1,000 residents Chance of being a victim: 1 in 50 Average annual home insurance rate: $2,641 Average annual auto insurance rate: $2,064 to $2,532 Read more: Fatal shootings boost demand for active assailant insurance 6. Alexandria, LouisianaViolent crime rate: 18.8 per 1,000 residents Chance of being a victim: 1 in 53 Average annual home insurance rate: $2,185 Average annual auto insurance rate: $2,796 to $3,420 =7. Pine Bluff, ArkansasViolent crime rate: 18.1 per 1,000 residents Chance of being a victim: 1 in 55 Average annual home insurance rate: $3,030 Average annual auto insurance rate: $1,788 to $2,184 =7. Little Rock, ArkansasViolent crime rate: 18.1 per 1,000 residents Chance of being a victim: 1 in 55 Average annual home insurance rate: $3,032 Average annual auto insurance rate: $1,428 to $1,740 9. Albany, GeorgiaViolent crime rate: 17.7 per 1,000 residents Chance of being a victim: 1 in 56 Average annual home insurance rate: $2,086 Average annual auto insurance rate: $1,404 to $1,704 10. South Bend, IndianaViolent crime rate: 17.1 per 1,000 residents Chance of being a victim: 1 in 59 Average annual home insurance rate: $1,854 Average annual auto insurance rate: $1,386 to $1,668 Fetching comments... |